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  • Macroeconomic Expectations and Credit Card Spending (英语)

    How do macroeconomic expectations affect consumer decisions? This paper reports results from a natural field experiment with 2,872 credit card customers from a large commercial bank to answer this question...

    文件类型: 政策研究报告 报告号: WPS9524 文件日期: 2021年1月25日 披露方式: Disclosed 作者: Galashin,Mikhail,Kanz,Martin,Perez Truglia,Ricardo

  • Learning to Navigate a New Financial Technology : Evidence from Payroll Accounts (英语)

    How do inexperienced consumers learn to use a new financial technology? This paper presents results from a field experiment that introduced payroll accounts in a population of largely unbanked factory...

    文件类型: 政策研究报告 报告号: WPS9495 文件日期: 2020年12月31日 披露方式: Disclosed 作者: Breza,Emily,Kanz,Martin,Klapper,Leora

  • Digitizing Merchant Payments in Bangladesh : Building the Business Case for Small Retailers (英语)

    Bangladesh’s largest mobile financial services provider, bKash, added mobile merchant payments to its service offerings in 2014. Three years later, more than 50,000 establishments throughout the country...

    文件类型: 报告 报告号: 162185 文件日期: 2018年12月1日 披露方式: Disclosed 作者: Garcia Vargas,Angela Del Pilar,Savonitto,Beniamino,Scott,Katherine Hutt,Biallas,Margarete O.,Campbell,Lowell,Kanz,Martin,Qureshi,Ayesha Zara Naeem,Shahriar,Hasan,Toslim,Ahmed

  • Status goods : experimental evidence from platinum credit cards (英语)

    This paper provides novel evidence on status goods, using a series of field experiments with an Indonesian bank that markets platinum credit cards to high-income customers. In a first experiment, the paper...

    文件类型: 政策研究报告 报告号: WPS8064 文件日期: 2017年5月16日 披露方式: Disclosed 作者: Bursztyn,Leonardo A.,Ferman,Bruno,Fiorin,Stefano,Kanz,Martin,Rao,Gautam

  • Moral incentives : experimental evidence from repayments of an Islamic credit card (英语)

    This paper studies the role of morality in the decision to repay debts. Using a field experiment with a large Islamic bank in Indonesia, the paper finds that moral appeals strongly increase credit card...

    文件类型: 政策研究报告 报告号: WPS7420 文件日期: 2015年9月23日 披露方式: Disclosed 作者: Bursztyn,Leonardo A.,Fiorin,Stefano,Gottlieb,Daniel Wolf,Kanz,Martin

  • The economic effects of a borrower bailout : evidence from an emerging market (英语)

    This paper studies the credit market implications and real effects of one the largest borrower bailout programs in history, enacted by the government of India against the backdrop of the 2008-2009 financial...

    文件类型: 政策研究报告 报告号: WPS7109 文件日期: 2014年11月1日 披露方式: Disclosed 作者: Gine,Xavier,Kanz,Martin

  • Bank competition, concentration, and credit reporting (英语)

    This paper explores the empirical relationship between bank competition, bank concentration, and the emergence of credit reporting institutions. The authors find that countries with lower entry barriers...

    文件类型: 政策研究报告 报告号: WPS6442 文件日期: 2013年5月1日 披露方式: Disclosed 作者: Bruhn,Miriam,Farazi,Subika,Kanz,Martin