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The role of postal networks in expanding access to financial services (Vol. 3) : Country studies : Egypt; Kazakhstan; Namibia; Romania; Sri Lanka; Uganda; Vietnam (英语)

The study, the role of postal networks in expanding access to finance, comprises a review of about 60 developing countries in five regional landscapes, based mainly on secondary data. The study provides a unique insight into the worldwide provision of postal financial services. It identifies the strengths, weaknesses, opportunities, and threats faced by the postal sector-from a financial sector perspective and from a communication sector angle (traditional postal and information technology-based communication services). It also documents elements of best practice. Lastly, it offers a variety of strategic options covering several dimensions (policy, legal, regulatory, institutional, technology, capacity building, and corporate strategies). A limited number of country case studies are included in this paper to present a concise story. This paper attempts to determine the key success factors needed to achieve successful reform at a country level. There is no solution that is one-size-fits-all. Therefore a checklist of prerequisites is suggested to help policymakers and stakeholders to have an objective debate based on facts and figures and to look clearly into all options and solutions. This debate should lead to each country reaching a national consensus and a long-term vision on the way forward. Based on the underlying regional and country reports, it is clear that the postal branch network can be leveraged to promote access to finance and that the divide between success and failure depends on the strength of a clear policy and a strong commitment from the government to deliver the proposed solutions.


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    非洲, 东亚与太平洋区, 欧洲与中亚区, 中东与北非区, 南亚, 世界区域,

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  • 文件名称

    Country studies : Egypt; Kazakhstan; Namibia; Romania; Sri Lanka; Uganda; Vietnam

  • 关键词

    swot analysis;Global Information and Communication Technologies;access to financial service;postal saving;information and communication technology;Rotating Savings and Credit;traditional postal money order;small and medium enterprise;social and economic development;Commonwealth of Independent States;access to the internet;investment in information technology;Postal Services;savings account;postal financial service;retail financial service;universal service obligation;commercial bank;economies of scale;Electronic Fund Transfer;local area network;mail and parcel;postal service market;postal system;automatic teller machine;formal financial institution;economies of scope;postal service indicator;chamber of commerce;private sector management;traditional postal service;public sector entity;interest rate ceiling;financial sector development;private sector partnership;financial information system;output per worker;capital adequacy requirement;private courier operator;private sector bank;payment to depositor;postal service reform;authorized share capital;automated teller machine;risk management system;international money transfer;money transfer service;joint venture operation;access to account;financial service provider;certificate of deposit;wide area network;banking system asset;postal service standard;access to fund;competition in service;responsibility for mis;risk management instrument;annual license fee;point of service;corporate bond market;breakdown of revenue;national postal system;regulation and supervision;rapid credit growth;private courier company;financial sector data;poor urban area;international financial institution;foreign currency exchange;high population density;basic financial service;domestic postal service;Credit card companies;grass root level;smart card technology;credit card company;postal sector reform;postal reform process;operational performance indicators;private sector service;development of ecommerce;joint venture company;delivery of mail;collection of bill;delivery of parcel;payment of pension;efficient postal services;financial sector regulation;list of services;means of payment;bank branch network;number of banks;electronic financial service;postal reform strategy;postal sector policy;commercial bank fund;types of mail;stream of revenue;postal service pricing;flow of information;public postal operator;mobile phone subscriber;international remittance market;declining mail volume;postal sector development;life insurance product;social security fund;private sector representative;subject to regulation;propensity to save;access to deposit;private sector practice;banking sector;Payments for Services;payment instrument;loan size;postal authority;microfinance program;state bank;domestic price;remote area;informal sector;pension payment;international service;