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Lao People's Democratic Republic - Small and Medium Enterprise Access to Finance Project (英语)

The objective of the Small and Medium Enterprise Access to Finance Project for Lao People's Democratic Republic is to provide long-term funding sources for banks so they, in turn, can provide long-term credit to small and medium enterprises. This will be achieved by increasing the supply of long-term finance provided by commercial banks and by strengthening the capability of Department for Small and Medium Enterprise Promotion to formulate and implement public policies that promote access to finance for Small and Medium Enterprises (SMEs). This project comprises three components. The first component, A Line of Credit Facility, aims to alleviate the lack of long term sources of funding that prevents commercial banks from providing long term credit (more than 2 years) to SMEs. The second component, Risk Sharing Facility, will provide a partial credit guarantee to eligible private commercial banks that lend to SMEs. Lastly, the third component, Technical Assistance, will help strengthen the capacity of Department for Small and Medium Enterprise Promotion and other agencies in areas such as formulation and implementation of a SME development strategy, SMEs census, design of new SME lending and non-lending products, impact assessment, SME business advisory services, as well as project implementation and monitoring and evaluation, including outsourcing of procurement, financial management functions to the National Implementation Unit of the Ministry of Industry and Commerce.

详细

  • 文件日期

    2014/05/07

  • 文件类型

    项目评估文件

  • 报告号

    PAD771

  • 卷号

    1

  • Total Volume(s)

    1

  • 国家

    老挝,

  • 地区

    东亚与太平洋区,

  • 发布日期

    2014/06/16

  • Disclosure Status

    Disclosed

  • 文件名称

    Lao People's Democratic Republic - Small and Medium Enterprise Access to Finance Project

  • 关键词

    commercial bank;Micro, Small and Medium Enterprise;Finance & Private Sector;access to finance;legal and regulatory framework;Environmental and Social Safeguard;Risks and Mitigation Measures;improving access to finance;project design and implementation;informal sources of finance;procurement of consultant service;minimum capital adequacy ratio;legal point of view;long term loan;Safeguard Policies;safeguard policy;long term credit;international financial institution;social and environmental;joint venture bank;source of funding;long term funding;combination of factor;long term finance;financial management arrangement;event of default;trade and investment;cash flow base;efficient regulatory framework;types of beneficiaries;technical assistance program;statistics and information;risk sharing facility;significant adverse impact;long term capital;possession of collateral;current account deficit;consumer price inflation;readiness for implementation;abundant natural resource;gdp growth rate;investment climate constraint;local capital market;private sector credit;foreign direct investment;online credit information;international rating agency;financial sector stability;total labor force;private sector job;long term development;weak banking supervision;private sector activity;global financial crisis;per capita income;exchange of information;supply of financing;institutional capacity building;scale and scope;partial credit guarantee;private commercial bank;Business Advisory Service;Financial Management System;banking system;financial system;long-term funding;long-term credit;informal sector;public policy;working capital;banking sector;private bank;strategic objective;eligibility criterion;local bank;global environment;target market;judicial system;project costing;financial product;financial statement;large enterprise;medium firms;result indicator;credit growth;credit line;market rate;lump sum;real gdp;unfair practice;international donor;collateral requirement;lending rate;educated workforce;foreign bank;female entrepreneur;communications equipment;social indicator;population group;remote area;Macroeconomic Policy;financial intermediaries;project impact;unfair competition;regular meetings;market positioning;environmental safeguard;national strategy;regional grouping;financial reporting;fiscal consolidation;Macroeconomic Stability;business environment;business growth;protecting investor;intellectual property;national measures;single market;tax rate;Real estate;domestic consumption;systemic risk;market condition;financial analysis;market failure;financial obstacle;budgetary resource;project sponsor;government interference;monitor performance;individual bank;transparent indicators;loan portfolio;procurement procedure;Performance Standards;marketing technique;management capacity;conservative approach;seed capital;consolidated account;financial instrument;subsistence farmer;deposit ratio;short-term deposit;long-term bonds;short-term maturity;bank lending;Fixed Assets;Retail Sector;Bank Credit;street vendor;insurance market;financial service;market capitalization;alternative financing;Equity Finance;Informal Economy;financial information;information asymmetry;bank data;regulatory environment;enhancing competitiveness;international market;entrepreneurial culture;registry system;foreign branch;movable asset;economic sector;secured transaction;existing law;business transaction;manufacturing sector;employee compensation;pay taxes;monthly contribution;informal financing;fixed investment;primary reason;fiscal deficit;high capital;monetary policy;application procedure;enterprise survey;private consumption;international reserve;poverty alleviation;macroeconomic performance;retroactive financing;social issue;legal framework;legislative amendment;natural endowment;increasing openness;world economy;lao kip;Institutional data;government initiative;economic diversification;financial infrastructure;improving competitiveness;aid effectiveness;bank deposit

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