The potential of digital data : far can it advance financial inclusion? : El potencial de los datos digitales : hasta que punto pueden fomentar la inclusion financiera? (西班牙语)

This focus note highlights where and how potential benefits can be realized, recognizing there are challenges and risks. Some hold that digital data are not a full substitute for the richness of an in-person interaction to gather data on clients. Uses of digital data also raise challenging questions around data privacy and protection. Moreover, it is difficult to predict how use of a client’s digital data may change client behavior or sense of privacy...
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