This note examines the implications of digital innovation for market structure and attendant policies, including financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to look at what the economic theory of banking and financial intermediation can tell us about how technology may drive industrial organization in the sector, and how that might inform further policy responses. The...
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详细
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2022/05/18
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报告
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170797
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1
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2022/05/19
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Disclosed
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Fintech and the Digital Transformation of Financial Services - Implications for Market Structure and Public Policy