This paper examines global data on unbanked and underbanked consumers to highlight the role that improved financial literacy and capability could play in motivating and enabling the safe and beneficial use of financial services. The paper uses data from Global Findex, a demand-side survey on ownership and use of accounts at formal financial institutions. The paper reviews the self-reported barriers to account ownership and use cited by unbanked adults...
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详细
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2023/03/07
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政策研究报告
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WPS10345
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1
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2023/03/07
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Disclosed
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The Importance of Financial Education for the Effective Use of Formal Financial Services