Access to finance, particularly credit, is widely recognized as problematic for small and medium enterprises (SMEs), hampering their growth and development. To address this challenge, many governments around the world intervene in SME credit markets through credit guarantee schemes (CGSs). A CGS offers risk mitigation to lenders by taking a share of the lenders’ losses on SME loans in case of default. CGSs can contribute to expand access to finance...
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Principles for public credit guarantee schemes for SMEs : Principios para los sistemas públicos de garantía del crédito para pymes (Spanish). Washington, D.C. : World Bank Group. http://documents.worldbank.org/curated/en/222081467988899400